01 / 05
Customers apply online or at a branch. Their details and supporting documents go into a single loan file that everyone downstream works from.
Risk is scored against the rules your institution sets, and credit officers prepare the appraisal on screen instead of on paper. CICL, blacklist and other checks can be connected.
The file moves through the approval levels you configure for each product. Every approver sees the same application, appraisal and comments, and each decision is tracked.
Offer letters and legal documents are filled in from the approved loan using your own templates, so the CAD team isn’t retyping figures.
Approved loans can be disbursed automatically and tracked through repayment. Branches and head office report from the same data.